1.We evaluate your collateral to determine loan amount then and there. We can lend money following market rate.
We can keep something which is in the marketplace as secondhand goods. These days, we often deal with jewel, precious metal, watch, brandname items (bag and wallet etc.) and camera etc.We can also deal with home electronics and PC if you bought within 2 years.We do not keep the big home electronics like refrigerator or wash machine, furniture.
2.Please show me your ID.
(ID: Driver's license, alien registration card, passport and insurance card etc.)
3.Interest on loan
[per one loan]
8% until ￥50,000 per month
7% until ￥100,000 per month
5% until ￥500,000 per month
4% over ￥500,000 per month
We calculate the interest per a month. Even if you borrow money for 1 day, you have to pay monthly interest.
If you pay back the principal and monthly interest within a month, we can return your collateral.
The repayment term is 3 months from contract date. For example, if you make a contract on 15. January, the deadline is 14. April. If you do not pay back within 3 months, we take ownership of your collateral. After that you have no duty to pay back the principal and interest. Please remember the deadline. We do not inform you the date.